Shariah scholars

Mufti Muhammad Taqi Usmani

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Mufti Muhammad Taqi Usmani is a renowned figure in the field of Shariah, particularly in Islamic Finance. He currently holds advisory positions in a number of financial institutions practicing Islamic Banking and Finance.

Mufti Muhammad Taqi Usmani has vast experience in Islamic Shariah, teaching various subjects on Islam for 39 years. He has served as a Judge in the Shariat Appellate Bench, Supreme Court of Pakistan from 1982 to 2002. He is also the Editor of the magazine ‘Albalagh’ (a weekly publication of Jamia Darul Uloom, Karachi) as well as an active contributor of articles in leading Pakistani newspapers.

Born in India, Mufti Muhammad Taqi Usmani graduated from Punjab University, Pakistan in 1970 and also holds an LLB from Karachi University, Pakistan. Prior to these, he completed the ‘Takhassus’ course, which is the specialization course of Islamic ‘Fiqh’ and ‘Fatwa’ (Islamic Jurisprudence) from Jamia Darul Uloom Karachi, Pakistan.

In March 2004, His Highness Sheikh Mohammad Bin Rashid Al Maktoum (Dubai Crown Prince and UAE Minister of Defense) presented a special award to Mufti Muhammad Taqi Usmani in recognition of his lifetime service and achievement in Islamic Finance at the occasion of International Islamic Finance Forum, Dubai, which is one of the biggest events in Islamic Finance Industry.

Mufti Muhammad Taqi Usmani advises a number of international financial institutions including Dow Jones, Bharain Monetary Agency and Islamic Corporation for the Development of the Private Sector (A Member of the IDB Group) on Islamic law.

Sheikh Abdul Sattar Abu Ghuddah

Abdul Sattar Abu Ghudda

Dr. Abdul Sattar Abu Ghuddah is the Shariah Advisor and Director, Department of Financial Instruments at Al-Baraka Investment Co. of Saudi Arabia. He holds a PhD in Islamic Law from Al Azhar University Cairo, Egypt. He is an active member of Islamic Fiqh Academy and the Accounting & Auditing Standards Board of Islamic Financial Institutions.

Dr. Abdul Sattar teaches Fiqh, Islamic studies and Arabic in Riyadh and has done a valuable task of research and compiling information for the Fiqh Encyclopedia in the Ministry of ‘Awqaf’ and Islamic Affairs, Kuwait. He has been a member of the ‘Fatwa’ Board in the same Ministry from 1982 to 1990.

Dr. Daud Baker

Dr. Daud Bakar

Dr. Muhammad Daud Bakar was an Associate Professor in Islamic Law and Deputy Rector at the International Islamic University Malaysia (IIUM). He received his first degree in Shariah from the University of Kuwait in 1988 and Ph.D from the University of St. Andrews, U.K. in 1993. He completed his external Bachelor of Jurisprudence at University of Malaya 2002.

He is presently a member of the Shariah Advisory Council at the Central Bank of Malaysia, Securities Commission of Malaysia, Oasis Asset Management (Cape Town, South Africa), Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), Dow Jones Islamic Index (New York). Dr Bakar now operates his own Islamic training and education facility.

Sheikh Yusuf Talal DeLorenzo

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Sheikh Yusuf serves as a Shariah advisor to over 20 global financial entities, including index providers, banks, mutual funds, real estate funds, leasing funds, institutional investors, home finance providers, alternative asset managers and others.

Sheikh Yusuf is the author of “A Compendium of Legal Opinions on the Operations of Islamic Banks”, the first English reference on the fatawa issued by Shariah boards. His three-volume publication has become the standard reference for Islamic financial institutions. In addition, Sheikh Yusuf wrote the introduction to “Islamic Bonds”, the 2003 book that introduced Sukuk and transformed the world’s Islamic capital markets. His written work has appeared in journals and newsletters and as chapters in books, including Euromoney’s “Islamic Asset Management”, “Islamic Retail Finance and Islamic Finance: Innovation & Growth”. His entries on the terminology of Islamic Finance appear in The Oxford Dictionary of Islam.

Sheikh Yusuf is also a special consultant, appointed by the Asian Development Bank and the Islamic Development Bank in Jeddah to the International Financial Services Board (“IFSB”) on the subject of Sukuk. IFSB is the international standard-setting body of regulatory and supervisory agencies that have a vested interest in ensuring the soundness and stability of the Islamic financial services industry, broadly defined to include banking, capital markets and insurance.

Sheikh Nizam Yaquby

Sheikh Nizam Yaquby is a graduate in Economics and Comparative Religion from McGill University and is an internationally acclaimed scholar in the Islamic banking industry. He advises a number of banks and financial institutions including Abu Dhabi Islamic Bank, BNP Paribas, Dow Jones, Lloyds TSB, Citi Islamic Investment Bank E.C. Bahrain and Standard Chartered on matters pertaining to Islamic Banking and Finance.

Sheikh Nizam Yaquby has contributed important original research on many aspects of modern Islamic finance, and is considered one of the world’s leading experts in the field. Since 1976, he has taught tafsir, hadith and fiqh in Bahrain. He is also the author of several articles and publications on Islamic finance and other sciences in English and Arabic.

Dr. Mohamed A. Elgari

Dr. Mohamad Elgari

Dr. Mohamed A. Elgari holds a Ph.D. in economics from the University of California. He is a professor of Islamic Economics at King Abdul Aziz University. He is an expert at the Islamic Jurisprudence Academies of the Organization of Islamic Countries and the Islamic World League. Dr. Elgari is member of Shariah Boards of many Islamic Banks and Takaful Companies including that of Dow Jones, International Islamic Fund Market, Citi Islamic Investment bank, Merrill Lynch and Saudi American Bank.

Mufti Hassan Kaleem

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Mufti Hassan Kaleem studied Islamic jurisprudence at Jamia Darul Uloom Karachi and specialized in the science of issuing Islamic legal edicts. He serves on the Shariah board of a number of international institutions including Deloitte and Bank al-Baraka. He is renowned as an expert on Takaful (Islamic insurance). He is a student of the renowned Sheikh Taqi Usmani.

Dr. Muhammad Imran Ashraf Usmani

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Dr. Muhammad Imran Ashraf Usmani is a M. Phil and Ph. D. in Islamic Finance and is a graduated as a scholar from Jamia Darul Uloom, Karachi, Pakistan. He has also completed the specialization course in Islamic Jurisprudence from Jamia Darul Uloom, Karachi, Pakistan. Currently he is involved in conducting training sessions for Meezan Bank’s staff in the area of Islamic finance and has been teaching several subjects of Islamic Fiqh since 1998 at Jamia Darul-Uloom, Karachi, Pakistan. Dr. Usmani has also authored various books on Islamic Shariah and especially his book ‘Meezan Bank’s Guide to Islamic banking’ has been the guiding light in the area of Islamic Banking.

Dr. Usmani serves as a Sharia Supervisory Board Member / Sharia Advisor to State Bank of Pakistan, HSBC Amanah Finance, Credit Suisse, Lloyds TSB, Meezan Bank, Pak Kuwait Takaful Co and others.

Mufti Najeeb Khan

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Mufti Najeeb Khan is Shariah Advisor at Habib Metropolitan Bank and a leading authority on Shariah compliancy. He holds the notable distinction of having personally overseen the execution of over one thousand murabaha transactions and is keenly familiar with the issues involved in the area of Shariah compliancy related to execution. He delivers talks at a variety of institutes and conferences including the National Institute for Banking and Finance, Jamia Darul Uloom, and the Centre for Islamic Economics. He holds the Alamiyyah and Takhassus from Jamia Darul Uloom.

Mufti Muhammad Zubair Usmani

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Mufti Muhammad Zubair Usmani completed his Doctorate in Islamic Finance form Karachi University. He is also the Fazil Takhassus (specialist of Islamic Fiqh and Fatawa) from Jamia Darul Uloom Karachi and is also a research scholar and teacher.

Besides being the Shari’ah Advisor, Muslim Commercial Bank; he is also the member Transformation Commission Sub-committee, State Bank of Pakistan; Islamization of Economic Committee Chamber of Commerce, Karachi; Implementation of Supreme Court Judgment on Riba Committee, Institute of Chartered Accountant of Pakistan and governing body Al-Markaz-ul-Islami, Dhaka, Bangladesh.

Sheikh Essam Ishaq

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Sheikh Essam M. Ishaq graduated in Political Science from McGill University, Montreal, Canada. Currently he is teaching Fiqh, Aqeeda and Tafseer courses in Bahrain. He holds the position of Shariah Advisor at Discover Islam, Bahrain and is on the Board of AAOIFI as well as First Islamic Investment Bank.

Sheikh Al-Siddiq Mohamed al-Darir

Sheikh Al-Siddiq Mohamed al-Darir of Sudan is one of the leading Islamic Finance scholars of today. He serves as the head of the Shariah Board at Faisal Islamic Bank of Sudan and Methaq Islamic Insurance Company. He is also a member of the Shariah Council of AAOIFI. He lives in Khartoum, Sudan, where he Dean of the Faculty of Law at Khartoum University.

Sheikh Abdulla Ibn Sulaiman al-Manea

Sheikh Al-Manea of Saudi Arabia is a member of the Shariah Council of AAOIFI. He also serves on the Shariah Boards of Alahli Takaful Company, HSBC, SABB Takaful and others. He is a former judge of the Court of Cassation of Saudi Arabia.

Sheikh Abdel-Rahman Ibn Saleh Al-Atram

Abdul Rahman Bin Saleh Al Atram

Sheikh Al-Atram of Saudi Arabia is chairman of the Shariah Board of Al-Rajhi  Investment Corporation  and is a member of the Shariah Council of AAOIFI. He has written numerous legal verdicts in his capacity as Shariah Advisor.

Dr. Abdulaziz Khalifa Al Qassar

Abdulaziz al Qassar

Dr. AbdulAziz Al-Qassar is a Kuwaiti national holding a Bachelor’s degree in Shari’a from the University of Kuwait, a Masters degree and a PhD degree from the Al-Azhar University in Islamic Jurisprudence (Fiqh). He is currently an assistant professor of the Shari’a College at Kuwait University.

Dr. AbdulAziz is a member in the Shari’a Board of many Islamic financial institutions and banks around the world.

187 responses to “Shariah scholars

  1. Thank your for this list dear brother.

  2. Sayyidi wa sanadi Shaykh Taqi Usmani (may Allah preserve him) was born in Deoband, India.

    He graduated from Darul Uloom Karachi.

    Please, check the following link for more details,
    http://www.ashrafiya.com/sayyidi-mawlana-mohammad-taqi-usmani-db/

  3. thank you for information

  4. Masha Allah.. Keep up the good work.. what about having a digest to round up recent happenings & news in Islamic Finance around the glob? May Allah strengthen your good efforts…

  5. thank you for this list

  6. Thank you for the list! I am putting a link in my blog for this very interesting page.

    Shukran brother.

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  8. As Salamu Alaykum Sidi,

    I hope all is well, Insh Allah.

    I just wanted to make a suggestion of adding Sheikh Faraz Rabbani and Mufti Muhammad Ibn Adam Al Khawthari as scholars related to Islamic Finance. Both have written about Islamic Finance and Sheikh Faraz also teaches a course on money matters through seekersguidance.com. However, you are obviously welcome to add whomever you wish.

    other than that hope all is well, Insh Allah.

    jawad

    • Walaikum assalam Jawad,

      Good to see you here 🙂

      This page actually lists all those scholars who are “on Shari’ah boards” of Islamic banks, i.e. actively working in the industry. This is why I did not include Sheikh Faraz and Mufti Muhammad.

      Hope all’s well at your end too, Insha Allah.

      Haris.

  9. JazakumuAllah!
    very informative list !!
    there should be a contact information at least email..
    thanks

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  14. List is very informative. If it was mentioned with m ail ids it will be useful.

    rahaman

  15. It is sad to see how Islamic banks and financial institutions are trying to protect themselves from world financial crunch by devising products that are truly deniable or at the best controversial according to the Maqasid as -Shari’ah. In fact, the whole idea of shari’ah-compliance descends into disrepute in contrast to the universal principle of the Maqasid as-Shari’ah and its evaluative criterion of the Maslaha (Wellbeing). ‘Shari’ah-compliance’ is a product-development idea. It has nothing to do with the greater vision of the ummah and human wellbeing, a universal theory of wellbeing and a solid epistemology of economic, financial and scientific theory. These latter attributes are subsumed in the Maqasid.

    I come now to the idea of tawarruq, which is one of many elements that are being embraced within the controversial or outright incorrect concept of the shari’ah as a shari’ah-compliant instrument of financing. In fact, tawarruq is not only unacceptable under the shari’ah, rather it is inefficient and outright self-defeating in the future global financial markets. Let me explain.

    Please note first that I specialize on the Qur’anic and sunnah (epistemological) foundations of Islamic economics, finance and socio-scientific studies in global comparative and analytical perspectives. I am not a fiqi person.

    Here are my objections against tawarruq:

    Consider the following example:
    For example, F (financial institution) buys 10 tons of irons for $20,000,000 from the international market, so 1 ton is for $2,000,000. Then, F offers to C (clients) a ton of irons for $3,000,000 to be paid by instalments within 10 years. When C bought the irons, F offers to C to sell, by itself or another agent, his irons in behalf of him in the international market for $2,000,000, as F have bought it for. At the end F credit $2,000,000 in the account of C.

    Questions for denial of tawarruq:

    1. What is the basis of the profit or risk-evaluation of the 1million that F takes from C? profit, hence profit-sharing, is caused by the productive use of assets, finance, money and real economy. There is no legitimacy of profits simply by holding assets like iron by C.

    The same argument applies on risk-measure, which cannot be surmised before the productive use of assets, finance, and things.

    2. Why would F impose on C to sell at $2million per ton of iron? If there is good reason C can gain profit at will by selling at a higher rate.

    3. What is the element of Maqasid for wellbeing (Maslaha) with a social value in the kind of financing? The financed assets are mega-types, not pervading to the grassroots. Hence there is no social linkage as in the case of the Maqasid. Islamic banks have forgotten the importance of this and have no organized Zakat, Sadaqah, Infaq fund.

    4. If ijara-sukuk is used to capitalize periodical payments for 10 years say for paying off the $2million by C, such bonds cannot in fact be capitalized on asumed cash-flows or rates of returns. Both of these are facts of periodic occurrences of transactions subject to contingencies. Thus a valuation (formula) is needed of the type of forward overlapping generation model. Islamic banks and Islamic economic and finance intellection have not thought about such significant methods.

    See Choudhury, M.A. The Islamic World-System, Chapter 8 on overlapping generation model, Routledge & Curzon, 2004.

    Also see, Choudhury, M.A. “A generalized Islamic development financing instruments”, Indonesian Management and Accounting Research, 7:1,2008.

    Professor Dr. Masudul Alam Choudhury
    Department of Economics and Finance
    Sultan Qaboos University
    Muscat, Sultanate of Oman

  16. did you forget Dr. Mahmoud El Gamal ? http://www.ruf.rice.edu/~elgamal/

  17. Dear Schoolars
    Assalam o Alaikum

    May Allah be pleased with you and reward you with his best reward for your work for Muslims.

    Nowadays many banks claim that they are dealing Islamic Financing. Please advise me on tow banks (Dubai Islamic Bank and Al-Baraka Islamic Bank), should we open account with them as they claim Islamic Financing (Riba Free). The mentioned banks are operating in Pakistan while their bases are in Dubai and Bahrain consequently.

    Your early advice is highly appreciated.

  18. Nadeem Jan Durrani

    These people are our asset

  19. Teaching is an art and a good teacher is a good actor as well. I am sure every one of above mentioned schlars and advisers are parallel to none but I have the experience of getting a one day lecture at NIBAF Islamabad Pakistan in 15 Islamic Banking & Finance Certification from Mr. Najeed Khan. With a strange attire, glittering brown eyes & sharp reflexes, he has impressed me like no teacher did before. He is an extraordinary person in ordinary disposition. May God bless him with infite strength to serve His august cause.

  20. i rise one question from all the above honorable that why Islam is not fully displayed to us there is a lot of controversial aspects. i am from Pakistan.here islam is hard to follow is islam is hard to follow. between five scholar two has point of view and three has other instead the fact that quran is one book

  21. I sent the below email on 8 Oct 2009, please response me by my email.

    Abdul Majid // October 8, 2009 at 6:59 am | Reply

    Dear Schoolars
    Assalam o Alaikum

    May Allah be pleased with you and reward you with his best reward for your work for Muslims.

    Nowadays many banks claim that they are dealing Islamic Financing. Please advise me on tow banks (Dubai Islamic Bank and Al-Baraka Islamic Bank), should we open account with them as they claim Islamic Financing (Riba Free). The mentioned banks are operating in Pakistan while their bases are in Dubai and Bahrain consequently.

    Your early advice is highly appreciated.

  22. Thanks for all of them, and i ask ALLAH to be like all of them

  23. Jazakallah for this list. Really appreciate the efforts of Sheikh Taqi Usmani in the field of Islamic Finance

  24. i dont like deobandi alims but this is great

  25. if you like Mufti Taqi Usmani, contact him and ask him about the issues with others.

    Islam was preserved in South Asia because of Darululoom Deoband and Nadwatul Ulama.

  26. SYED ILYAS BASHA, Hyderabad, INDIA

    Most Respected Scholars in Islamic Banking!
    Assalamo alaikum Wa Rahmatullahi Wa barakatuhoo. I have been studying the Islamic Banks functioning world over for quite a few years. Ma sha Allah, it was introduced after efforts. It was well received too. May Almighty protect it from evil eyes. Many a pious brothers and sisters still have reservations about it being Halal. It takes lot of time to convince such people as their fears are not fake either. It is true that many Islamic Banks offer Murabaha (Cost plus) linked schemes which are similar and more closer to conventional bank’s schemes. As rightly declared by Honourable Mufti Taqi Usmani Saheb (in his book on Islamic Finance), Murabaha concept does not represent total Islamic nature of financing policies, like Mudharaba, Musharaka etc. Due to safe playing policies adopted banks have been financing preferably under Murabaha, Ijarah, Sukuk categories of Islamic Finance so far. Definitely after a quarter century, this science of “Islamic Banking and Finance” deserves to be strengthened, made more Islamic in nature, and more transparent such that all muslims accept it without any reservation what so ever.
    Strengthening of Mudharabah, Musharakah demands environment of more mutual confidence, trust which will definite lead to building of a more Islamic society.

    May I expect some movement, more serious efforts and pressure from the Scholars, Management in near future.

  27. I am very concerned about Riba. It appears that many Muslims are investing in stocks and shares which take interest and is therefore HARAM. Please give me an email address to put forward my questions. Thank nyou and cSalaams

  28. I suggest Sheikh Al-Atram to be the chairman for the islamic finance.

  29. Hamisi Jumanne Said

    assalaam alaykum …..my name is hamisi jumanne from Dar es salaam Tanzania my education lavel is THANAWIYY ,i want to study islamic knoledge please give me good infometion/system or give me name of good school for study islamic sharia im wait aswer from you.maa al salaam.

  30. EID MUBARAK as i was reading i could not find single scholar from India whether their is a any institution which is teaching the principal of shariah fund in India can you please give some contact of the scholar from India or mail me thier email id to srinivas@fin-lex.co.in
    regards
    srinivasan

  31. assalamu alaikum.
    dear sir ,
    i am arif ,i studied islam at arabic colloge and learned islamic finance also,now i am seeking a job in a islamic bank.my request is that if you a possibility to join in a bank,that ill be a great help for me,inshaAllah.
    thanks………
    yours sincerely,
    arif abdeen.

  32. Dr Gulam Mohammad Chinchwalker (Qadri)

    Respected Teachers.

    Banking and Islam

    (My Queries and deep sense of hamdardi for my muslim brother who are working in Bank and people who cant afford to start business or house due to financial problems)

    The bank and banking is view as a business organization working on interest .
    Since interest is haram in Islam the entire set up of bank and banking and employee working in a bank is considered Haram by Islamic Scholars.

    Riba (taking interest) A muslim is not allowed to take or give money on interest.
    Riba is one of the seven major sin in Islam and unforgivable in nature.

    The Ayat in regard to Riba came after Hijri to Yathrib , before this Ayat many Shahabis including the prophet had taken money on interest from the Jew money lender.

    The Institute of Money lending business are harmful for those who take money from
    this money lender who lend money on very heavy interest rate and are very strict and unreasonable this money lenders give money on mortgage of land , gold and other
    valuable items . Where as law of Allah is based on mercy for his mankind Allah has made all the thing Haram to man which is harmful for him and all thing Hallal which is good for him in this world and hereafter .

    During Prophet time it was common observation that those who had took loan from
    these money lenders had to suffered miserably in hadiths it was said that the muslims should not become as cruel as this moneylender and should not give or take money on loan on interest Riba . Taking money on interest was very harmful for all muslim. It bought suffering to them and they would never rise up from poverty and debt .

    Is Modern Banking and Money lender business of earliar time are they same or they are different ?

    Banking have one principle which is very common with Money lender business is lending money on interest but the Institution of banking in modern time is vast and very much different than the money lenders of earliar time .

    Banking Institution in modern time is an financial organization supported by the government and has been legalized and under the control of RBI .

    Banking Institution has help the society at large in development in many field , unlike money lender business who use to charge heavy interest rate and were detrimental to the society at large .

    Modern Banks accept deposit from their client and pay them interest while the money lenders does not accept deposit they work with their own capital .

    Why bank is so important ?
    The prime reason why most of the people all over the world keep money in bank is because their money are in safe custody and are protected against robbery or other calamities.
    Many people have to save money for future they find bank more convenient as such to keep money in bank . Keeping money in bank is like keeping our money and valuable in the hand of people with whom it is safe and on whom they can depend upon .Saving money in bank for protection is the main reason why people keep money in bank while the Money lenders does not takes deposit nor they guarantee or are trustworthy so they can not be bank upon .

    QUESTION ASKED TO THE ULEMAS

    A. If a person want to keep money in conventional bank for safekeeping and not to earn interest is it still haram if he keeps money in bank and does not take interest ?

    Bank is a legalized body and govern by the government of that country . Banking is also an international body and respected by Government of all the countries most of the business through out the world are conducted through banking and every one has trust in the bank . Those who are in business of import and export find it convenient to do their business with bank .

    Businessman all over the world find it convenient to make payment to their party through cheque, the bank accept cheque an transfer the amount of the depositor into the amount of whom the cheque is issued.. We can also obtain money through traveling cheque or through ATM , one can do shopping without paying cash through credit or debit card .
    Banking help a person to book his tickets on line saving time trouble and money . An old and sick person can also take help of telephone banking .

    On other hand the amount of Interest involved in banking is very small compared to the interest charged by the money lenders plus money lenders does not provide all the facilities which a modern bank provides. If we can just consider that the low interest rate is not an interest but a service charge in compare to the services rendered .

    Bank give money to three class of people it give loan to the government , to business organization and to individual for personal need like housing , marriage , medical , education etc It is found that many who had taken loan are able to get benefit from this loan.

    Can Islamic Scholars take a liberant view and look with deeper insight may be it possible that the word interest would be viewed as services charges by bank , since the interest charges are not more than 9 to 10 percent annually .

    There is very narrow line and difference between usury and business . Usury is not permitted in Islam where as business is permitted for example if a person want to invest his money in business with other business man he can invest his money without actually being the part of his business yet obtain profit which is hallal , while a person give a another business his money it is on interest than it is haram .

    Islamic Scholars have no issue over the functioning on bank and the principle of bank except to Riba as such banks and banking is acceptable that is why Muslim financial institution are called Islamic Bank with similar function but difference in basic principle.

    Islamic Bank : Now let us come to Islamic bank is there is any different between conventional bank and Islamic bank there is no difference in the objective and function of the bank.
    The major difference is the Conventional bank is it is Lending oriented while
    Islamic bank is Trade oriented .

    Islamic bank are profit /loss sharing method ( Mushraka ) secondly Profit mark up sale or rental method ( Ijara , Murabaha , B-Maujjol). In Islamic bank the customer is a partner to the bank and give right to the bank to do business on their behalf on their amount of deposit the business is subject to loss and profit which the depositor has to bear the bank take care to do business in such a way to insecure security and profit to the depositor.

    The Mutual fund banking by conventional bank are now more closer to the principle of Islam the money of the depositor in invested in mutual fund subject to market risk , some invest into most reliable and ethical companies and the profit or loss is shared. In mutual fund there is no interest involved it is free from riba . Most of the Scholars accept buying and selling shares , equity share with ethical business organization is hallal.

    Since in India Islamic Bank facilities are not available and Muslims has to keep their account in conventional banks for save custody , or to carry out their business . It is found that many muslim are having account in conventional banks at the same time keeping with the law of sharia many muslims do not take interest from the bank.

    Muslim Bank Employees .

    Question to Ulemas
    Now what is the status of muslim bank employees , bank employee is a commercial graduate whose job is to keep proper account and book keeping he keep the accounts of muslim as well as non muslim client . If a muslim client can have bank account than why a muslim cannot work in the bank when he himself does not take interest on his own saving in bank and he is honestly doing his duty so can a muslim work in Bank ?

    Ill-treatment rendered to muslim bank employees by other muslim brothers

    It is found that many muslim do not treat employees of bank as muslim but openly avoid them and ill treat them is it fair , No one had ever told the bank employees in the beginning that they should not join the bank, it is un Islamic , now since they have already given up half of their life they are told to quit their job or face social boycott .

    In India where employment is so rare where muslim are denied job everywhere where would this people go only if they could find some other supportive job they would .

    Very few people or business organization are doing fair business in fact many business organization have taken loan or loan on interest if dishonesty is every where why just target bank employee because you know there is interest and in other business you do not know .

    Question to Ulemas
    Should we boycott and illtreat muslim who are working in bank ?

    We all know that hallal and haram is the citerior put on human being for test and trail of Allah the act of eating forbidden fruit was symbolic of not obeying Allah in fact there was nothing wrong in the fruit it self . Allah has forbidden many thing to muslim as haram but in case of emergency or for survival this haram or certain category becomes hallal.
    There are many Muslim all over the world who have insurance for their car and have medical insurance if they do not have them they are subjected to punishment from the law of that country . We all are waking up to the modern need of muslim we are going to have Islamic bank and Islamic Insurance till then where this facilities have not reach we have to find some solution . Prophet Mohammad has said there is coming time people would face complicated and complex problem find solution to them .

  33. Normally I do not read post on blogs, however I wish to say that this write-up very compelled me to try and do it! Your writing taste has been amazed me. Thank you, quite nice post.

  34. Hello there, just become alert to your blog via Google, and located that it’s really informative. I?m gonna watch out for brussels. I will be grateful in the event you proceed this in future. Lots of other people will probably be benefited out of your writing. Cheers!

    • Check out a couple of banks near your home. If there is a crdeit union, check with them and see if you qualify for membership.Many places a minor can open an account for $50. It may be higher but most banks will give a youngster a break, knowing they may stay a customer for years. Yes, you will get interest but it may not be a very high rate. Ask the banks about that. You may be able to find some information at their websites but you can also call.

  35. Dear All
    Please keep wrting, this is a good platform where we can share al lots of information regarding Islamic Finance.

    Regards

  36. Assalam o alaikum,
    I want to invest in Islamic funds.Some of the islamic banks are offering fixed returns (sort of term certificates)with no risk involved to the principle ammount.I want to know if this is allowed in islam.
    I would also be thankful if some one could advise me which islamic bank is good and what type of funds are reliable with good return for short as well as long time saving.

  37. SYED ILYAS BASHA

    Wa Alaikum Salam!
    You have not mentioned your country of residence at present. Any way, you may check up yourselves the Islamic bank available nearby for the purpose.Please note that offering risk free return-oriented investment is against the basic of Islamic finance. Again, promising fixed return on investment also not accepted in Islam. You may please refer available information on internet as and when you require guidance. The basic of Islamic finance are available.

  38. Hussainudeen Ansar

    Assalamalaikum,

    I wantrd to understand conflict of interest under Islamic shariah. I work for a company which needs some services and it cannot directly hire due to restrictions. I am holding a key position to make decisions and i want to open my own company with a partner inside and outside my company to provide services to my present company at the same market rate or less than the market rate. Is the income from this halal for me or not??
    Appreciate if you can guide me.

  39. Dear Sir,

    I can deliver leased instruments to Organisations or individuals with their
    preferred text verbiage as been approved by their bankers. We also offer
    sales option to interested buyers. Our terms and procedures are so flexible
    and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee
    broker’s Commission and he determines his commission. Also we have
    facilities to discount BG and Put you into PPP Trading.Contact me through this email:
    (businessfundinginvestments02@gmail.com),
    ashfaqkan.bg.forlease@gmail.com, or through
    skype: (ashfaqahmedforyou) in other to furnish you with other information

  40. i just wanted o know about the LIFE INSURANCE.
    IS IT ALLOWED IN ISLAM OR NOT?
    I AM REQUESTING MUFTI TAQI USMANI KINDLY ANSWER MY QUESTION.. I AM VERY CONFUSED ABOUT THIS.

  41. question for the scholars
    assalamu alaikum
    i just want to know under the light of islam if dealing in forex is halal or haram if yes pls explain
    jazakAllah

  42. Assalamu Alaykum

    I would like you to consider adding Mufti Ebrahim Desai and his son Mufti Ismail of South Africa as Shariah Advisors.

    They currently play a key role in the IFS industry in Southern Africa and the UK.

    You can contact them via their website: http://www.daruliftaa.net

    JazakAllah.

    Wassalamu Alaykum

  43. All these ‘Scholars’ may be appointed as Heads of Central Banks.They may lead us to islamize that!

  44. What is the ruling in participating in TIAA-CREF ?

  45. naturally like your web-site however you need to check the spelling on several of your posts.
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  46. Please tell me if the Trust Modaraba managed by al zamin is a fair riba free financial institution?

  47. marsha goodman

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  48. Mohammed Mehboob Hussain

    I am in need of all email address of Mufti’s & ulama’s of Islam available with . if possible mail me on mmhussain50@gmail.com

  49. Mr. Carl Abrahamsson

    Dear Sir/Ma

    Description
    We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individual and corporate bodies.

    We offer these from a genuine and certifiable finance company as the provider hence we are able finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~
    Mr. Carl Abrahamsson
    Email: carlmab.broker@gmail.com
    Skype: carlab.brokers
    Regards,
    Carl Abrahamsson

  50. Dear Sir/Ma,
    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 +2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding

    All relevant business information will be provided upon request.
    If Interested kindly contact me via Email:~
    Mr. Bernard butty
    Email: bglease.butty@gmail.com
    Skype id: bglease.butty

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

  51. We offer fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

    Description of Instrument:
    1.Instrument: Bank Guarantee (BG)/SBLC
    2.Total Face Value: MINIMUM 1MILLION EURO/USD – MAXIMUM 100BILLION EURO/USD
    3.Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
    4.Term: One Year, One Month
    5.Leasing Price: 5% of Face Value plus 0.5% Lessor agent [Closed] & X% Lessee agent (open)
    6.Delivery: SWIFT TO SWIFT
    7.Payment: WIRE TRANSFER
    8.Hard Copy: Bonded Courier within 7 banking days.

    Thank you.
    Sorin Lassmann
    For further inquiries:
    Contact: providermandate.ls@gmail.com
    Skype ID: ls.nicu

  52. Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~ Maxie.finance@gmail.com
    Skype ID: maxil.finance

  53. ARE YOU AN INDIVIDUAL BUSINESSMAN OR A BUSINESS ORGANISATION THAT WISHES TO EXPAND IN BUSINESS, WHY NOT SOURCE FOR BG/SBLC FROM SORIN LASSMANN BROKERS WHO HAVE BG/SBLC SPECIFICALLY FOR LEASE AT A LEASING PRICE OF 5+2 OF FACE VALUE ISSUANCE BY HSBC LONDON/HONGKONG OR ANY 25 TOP AA RATED BANK IN EUROPE, MIDDLE EAST OR USA. WE ALSO SECURE FUNDING PROJECT LOANS FOR 3% APR

    Finally I will assure you of our total commitment to achieving this transaction as I always look forward to doing more business with you in future

    Contact : Mr. Sorin Lassmann
    Email: providermandate.ls@gmail.com
    Skype ID: ls.nicu

  54. syed mansoor geelani

    Asalam U Alikum Wa Rehmatul Lahi Wa Barakatahu.
    I want to know, can we go for
    life insurance as per shariah. if so Pl mail me futwa for the same.

    With Regards
    Syed Mansoor Geelani

  55. Dear Sir/Ma,
    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 +2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding

    All relevant business information will be provided upon request.
    If Interested kindly contact me via Email:~
    Mr. Bernard butty
    Email: leasebutty.bg@gmail.com

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

  56. We are direct providers of Fresh Cut BG, SBLC , MTN and LC which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects and right now we have an option for lease and we can deliver strictly with our working procedure and terms only.

    Contact : Mr Paul Wung
    Email: paulwung.mandate@gmail.com
    Skype ID: paulwung.mandate

  57. Dear Sir/Ma

    I am direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and corporate investment portfolios without criminal origin.With the group capital fund which are specifically for lease/sale in form of bank instrument. The Financial institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

    The bank instrument can be use for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to establish line of credit with your bank. We offer Bank Guarantee , all are issue from AAA Rated bank such as Deutsche Bank, HSBC Bank, UBS Zurich, Barclay’s Bank , Standard Chartered Bank E.T.C. For more information, Endeavour to contact me as your convenient time.

    Regards
    Mr. Ashkar Arakkal
    Email:bgsblc.ashkar@gmail.com
    Skype: bgsblc.ashkar

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

  58. ARE YOU AN INDIVIDUAL BUSINESSMAN OR A BUSINESS ORGANISATION THAT WISHES TO
    EXPAND IN BUSINESS, WHY NOT SOURCE FOR BG/SBLC FROM Edward Ramos BROKERS WHO HAVE BG/SBLC SPECIFICALLY FOR LEASE AT A LEASING PRICE OF 5+2 OF FACE VALUE ISSUANCE BY HSBC LONDON/HONGKONG OR ANY 25 TOP AA RATED BANK IN EUROPE, MIDDLE EAST OR USA. WE ALSO SECURE FUNDING PROJECT LOANS FOR 3% APR

    Finally I will assure you of our total commitment to achieving this transaction as I always look forward to doing more business with you in future

    EMAIL: BG.SBLCLEASE@GMAIL.COM
    CONTACT: Edward Ramos
    Skype ..edward.ramos8
    TEL: +44-7897609876

  59. Please add profile of mufti irshad ahmad aijaz and mufti ehsan waquar ahmed
    Both are notable shariah scholars
    If you want i can provide their profiles to you
    Give me ur email address and i shall do so

  60. together} and share thoughts. Great site, {keep it up|continue the good work|stick with

  61. Dear Sir/Ma,

    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 +2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding

    All relevant business information will be provided upon request. If Interested kindly contact me via Email:~ Mr. Bernard butty Email:bglease.butty@gmail.com Skype id: bglease.butty

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    Regards,
    Bernards

  62. I am sure this piece of writing has touched all the internet people,
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  63. please send me the different concepts between conventional international finance and international Islamic finance for example taqaful and insurance

  64. Dear, Sir/Ma.

    Legitimate offer of FC and SS Bank Guarantee (BG) and Standby Letter of Credit (SBLC) alongside a number of other Bank Instruments specifically for Lease with the option of sale optionally available from a certified financial group. We deliver cautios of the time line required for the completion of transactions and other intermediaries are welcome to deal. Other financial instruments such as MTN, CD, DLC, PB are also available.

    Kindly contact me for serious enquiries via email or on Skype.

    Email: paulin.lease@gmail.com
    Skype: lease.paulin

  65. Sir,

    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, automobile, construction of Dams, Bridges, Real Estate and all kind of projects, we can deliver at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease and sales which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

    For inquiry Email me at Draj.bgbroker@gmail.com and you can also Skype with me at Jaindra.bglease

    Warm Regards,

    Contact : Mr. Mahendra Jain
    Email :Draj.bgbroker@gmail.com
    Skype ID: Jaindra.bglease

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  78. My name is Appavdoo Ramakrishnan (Mr), I’m from India but currently working in United Kingdom and am a direct mandate to the provider of bank instrument, I work as financial consultant for my clients. Am direct to provider of Fresh Cut BG, SBLC , MTN and LC which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of project ,we can deliver strictly with our working procedure and terms only.
    Skype ID: raddiasblcleasing
    appavdoreddiarfinance@gmail.com

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  80. We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 + 2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact : Mr. Min Richard
    Email: Richard.finance75@gmail.com
    Skype ID: richard.finance75

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  83. Agapito Gomez Martinez

    Sir,

    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

    For further details contact us with the below information….

    Thank you.
    Agapito Gomez Martinez
    Contact: martigapito.broker@gmail.com
    Skype ID: martigapito.broker

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  89. We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease.We arrange Following Bank Instruments Letter of Credit ( LC) From Various Banks in Singapore / HongKong / Europe /USA Used For Import / Export Business and Trade Finance . 90/180DAYS Bank Guarantee ( BG ) Fresh Cut Slightly Seasoned Seasoned Stand By Letter of Credit ( SBLC ) 90DAYS / 180/ 365DAYS,All relevant business information will be provided upon request.If you are interested contact us immediately

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (Ten Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: SWIFT TO SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    Contact : Mr. Ghorbany Darloysh
    Email: broker.ghorbany@gmail.com
    Skype ID: broker.ghorbany

    Thanks
    Ghorbany Darloysh

  90. I can deliver leased instruments to Organization or individuals, Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects with their preferred text verbiage as been approved by their bankers. We also proffer-sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.0 + 1)%+x%. X% IS Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading. If Interested kindly reply to me via email.
    (bginstrumentmandate@gmail.com)
    Skype: (zsebe.jozsef1)

  91. Hello,
    Are You In Need Of A Loan @3% Interest Rate For Business And Private Purposes? If yes, call or email us back via mohamedmorsyloanlender@gmail.com

  92. Jazakllah .
    All Mentioned Above Grant Peoples are My Teachers .

    I m proud of them
    alhamdulliah

  93. Dear Sir/Ma Good Day,

    My name is Mr. Ezzatollah Kianersi, I would like to let you know that we provide Financial Instrument (BG/SBLC) Convert Into Funds Through Your Bank or Secure Your Loan With BG/SBLC As Collateral through your Banks as well okay. This is the details you will need below:

    We have direct providers of Financial Instrument (BG/SBLC) Convert Into Funds Through Your Bank. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD). 3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or 08:17 3/6 4. Age: One Year, One Day 5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers. 6. Delivery: Bank to Bank SWIFT. 7.Payment: MT-103. 8. Hard Copy: Bonded Courier within 7 banking days.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected.

    If Interested kindly contact me via Email:~ Mr. Ezzatollah Kianersi…….. Email: (bgsblc.kianersi@gmail.com)

    My Skype ID is ………………: bgsblc.kianersi

    Looking Towards Your Response Soonest,
    Best Regards.
    Kianersi

  94. We have both sell and lease off for BG/SBLC.LEASED BG/SBLC ON THE EURO CLEAR BANK SCREEN Leasing fee= 1+8+2%(No Upfront Fee)

    Minimum Face Value of BG/SBLC= 50M A BG/SBLC is raised from a Top AA rated Bank, in your name and Bank Account in the tune of Face value of instrument. The BG/SBLC will be placed on a Euro clear Bank Screen of pages 1-15, as soon as you received the 15 pages of the Euro clear you take it to your Bank and Bank officer confirm/verifies the BG/SBLC with your receiving bank.

    Upon confirmation of the Euro clear Bank Screen of pages 1-15 you will pay 1% cash via wire transfer to provider, for Processing and Administration fee. Within 24 hours after the Processing and Administration fee received, MT760 Swift will be transmitted to your Account. Upon confirmation of MT760 swift, beneficiary pay provider total of 8+2 % of face value via wire transfer for leasing fees and broker commission.

    FOR SALE OF BG/SBLC
    Sale Price= 38%+ 2%
    Minimum Face Value of BG/SBLC= 50M
    I look forward to your feedback.

    Jason Davenport
    Email: jasondvprtbr632@gmail.com
    Skype: jason.davenport10

  95. Dear Sir,

    I can deliver leased instruments to Organisations or

    individuals with their preferred text verbiage as been

    approved by their bankers. We also offer sales option

    to interested buyers. Our terms and procedures are so

    flexible and workable by RWA clients. Our lease rate

    is (5)%+x%. X% IS Lessee broker’s Commission and he

    determines his commission. Also we have facilities to

    discount BG and Put you into PPP Trading.

    Contact: Mr. Karen balayan
    Email:karenbalayan733@gmail.com
    karenbalayan4@yahoo.com
    skype: (karen.balayan5)
    Tel:+447940024833

    in other to furnish you with other information.

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  98. We are direct provider of fresh cut bank instrument for lease/sale, such as

    BG,SBLC, MTN, Bank Bonds, specifically for lease at leasing price of 6+2 of

    face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in

    Europe, Middle East or USA.Leased Instruments can be obtained at minimal

    expense to the borrower compared to other banking options.

    The Leased Instruments includes: BG’s, Insurance Guarantees, MTN, (SBLC)

    Standby Letters of Credit and Third Party Guarantees such as a standby

    forward commitment to purchase or a standby loan. If you are a potential

    Investor or Principle looking to raise capital, we will be happy to answer

    any questions that you have about this opportunity and to provide you with

    all the details regarding this services.

    Our BG/SBLC Financing can help you get your project funded, loan financing,

    please let me know if you are interested in any of our services, by

    providing you with yearly renewable leased bank instruments.This Instrument

    can be monetized on your behalf for 100% funding. We work directly with

    issuing bank lease providers.

    Yours Sincerely,

    Sanjiv Sachdev

    FINANCIAL SERVICES AND SOLUTIONS LIMITED

    Company Reg No: 07263001

    Email: sjsachdev@solution4u.com

    Tel: +44-8717110774

    Fax: +44-8717129027

  99. Hi my family member! I wish to say that this post is amazing, great written and come with almost alll important infos.
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  100. Hello,
    I’m Mr Jack Walman ,a legitimate private loan lender with difference,a God fearing man,I offer loans at 2% interest rate. if interested get back to me now via email: jackwalman93@gmail.com

  101. Dear Sir/Ma,
    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 + 2)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact : Mr. Appavdoo Raddia Ramakrishnan
    Email: appavdoreddiarfinance@gmail.com
    Skype ID: raddiasblcleasing

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

  102. We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 + 0.5)% of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, & AAA Rated Banks

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact : Mr. Sekaran Sebastian
    Skype ID: bglease.sekaran
    Email : bglease.sekaran@gmail.com

  103. Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffer driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact Mr. Liu Xueming
    Email: lu.instrumentsprovidermandate@gmail.com
    Skype ID: liu.xueming2

  104. Hi, this weekend is nice in support of me, since this occasion i am reading this enormous informative paragraph here at my residence.

  105. Hello everybody, I am Mrs Rose,currently living in USA.I am a widow at the moment with three kids and i was stuck in a financial situation by October 2013 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit. But as God would have it,i was introduced to a man of God a private loan lender by a friend named Mr Matt Stevenson and i got a loan sum of $500,000USD and today am a business owner and my kids are doing well at the moment. So dear,if you must contact any firm with reference to securing a loan with low interest rate of 2% and better repayment plans and schedule,please contact Mr Matt He doesn’t know that am doing this but am so happy now and I decided to let people know more about him,He offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact him through his email via:mattstevensonloanhome@gmail.com

  106. I can deliver leased instruments to Organization or individuals, Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects with their preferred text verbiage as been approved by their bankers. We also proffer-sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.0 + 1)%+x%. X% IS Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.

    If Interested kindly contact me via Email:~ bginstrumentmandate@gmail.com
    serious enquiry only

    skype id: (zsebe.jozsef1)

  107. Dear Friends,
    I have heard of debt instrument (BG, SBLE, MTN, BOND etc) based non recourse project financing since a long, But couldn’t find any genuine one window/single handed solution provider.

    We have many lucrative and very successful shovel ready projects in hand, our company has 20 years international experience in energy and engineering sector.

    Please contact us if you are a complete solution provider, or expert in structured riba/usury free financing for energy projects in Pakistan or else where in the world.

    my direct email address is chairman@envirablehoilding.com or call at my cell 0092 333 213 55 99.

    Zahid Latif

  108. Dear Sir,
    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.

    We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 1 MIN and Eur 5B MAX (Five Billion USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5% of Face Value plus 1% commission fees to brokers.
    6. Delivery: SWIFT TO SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.
    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Thank you
    Contact : Mr. Yogesh Asher
    Email: yogesh.lease@gmail.com
    Skype ID: yogesh.lease

  109. Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffeur driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~ Muhameed.Sblcbg@gmail.com
    Skype ID: muhameed.sblcbg

  110. I have a provider who is ready, willing and able of delivering banking instruments (BG/SBLC/MTN) for lease which can be used in all forms of projects. Our bank instrument can be used as collateral to seek for loans from different banks of choice and can be used to engage into ppp trading.We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)(Appendix A)
    2. Total Face Value: Eur 10M MIN and Eur 5B MAX (Five Billion USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.5% of Face Value plus 2% commission fees to brokers.
    6. Delivery: SWIFT TO SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    Please Kindly email me if you have any one interested in our services . we will honestly provide the best. below is my Direct contact information.

    Skype id: vildan.nov

    Email Address: Vildan.nav@gmail.com

    Intermediaries/Consultants/Brokers are welcome to bring their clients are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    Warm Regard

  111. To

    The Islamic Finance Resource Subject: Request for Financial Assistance for Treatment
    R/Sir,
    I am very poor person. I am suffering from a severe lung disease and have been operated on two times in Liquat National Hospital Karachi. I have spent about fifteen Lac on my operations and medicine while taking huge loan. But I have not recovered as yet and the treatment is still continuing. I live in a rented house. I have a six member family and I am the sole supporter of it. I am a Non- government(NGO) employee and work as Literacy Coordinator in NCAD (National Commission for Human Development). My monthly salary is about seventeen thousand.
    It is extremely difficult for me to support my family and pay back the loan already taken and continue my treatment at the same time. You are therefore requested to kindly please assist me financially so that I may be able to continue my treatment.
    Looking forward to your favourableand kind consideration.

    Thanks

    Sikandar Ali Shah Bukhair S/o Syed Ahmed Ali Shah CELL NO . +923337544899 MY ACCT: NO.01- 01-101-3913-7
    BANK CODE NO 0233 ABL BANDAR ROAD LARKANA Date: __18___/__01____/_2015__

  112. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Thank you
    Muhameed Liasu

    Email: muhameed.sblcbg@gmail.com
    Skype ID: muhameed.sblcbg01

    Email me for procedure and terms.

  113. Dear Sir/Ma,

    We have direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease. Our bank instrument can be engaged in PPP Trading, Discounting, Signature Project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, Construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer neither do we get involved in chauffeur driven offers. We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Min of 1M Euro/USD (One Million Euro/USD) to Max of 5B Euro/USD (Five Billion Euro/USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers.
    6. Delivery: Bank to Bank SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.

    If Interested kindly contact me via Email:~ Muhameed.Sblcbg@gmail.com
    Skype ID: muhameed.sblcbg01

  114. Dear Sir,
    which banks are islamic bank Suadi arabia?
    if we want take laon, how is coming with interest? which is non-interest loan.
    if we take loan from Saudi Hollandi bank, need pay to extra money 4.5% one year and they giving total time 4 years to pay back money + extra money (they calling that their cost for 4 year)…. is that extra money is interest or not?…if it not interest… how is it?

    I am hopping a detailed answer.
    Thanks & best regards,

    ILLIAS

  115. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Thank you
    Muhameed Liasu

    Email: muhameed.sblcbg@gmail.com
    Skype ID: muhameed.sblcbg2

    Email me for procedure and terms.

  116. Dear Sir/MA

    I Offer cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others and can deliver lease instruments to Organizations or individuals with their preferred text verbiage as been approved by their bankers. We also proffer-sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients.

    BROKERS ARE WELCOME & 100% PROTECTED!!!

    Intermediaries/Consultants/Bro kers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

    if interested do not hesitate to contact Info below:
    Thank you.
    gomez Richard
    Contact: gomezfinance70@gmail.com
    Skype ID: gomezfinance75

  117. Dear Sir/Ma,

    We have direct providers for BG/SBLC specifically for lease, at leasing price of (0.5 + X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information.

    Contact : Mr. Abel Aguilar
    Email: abelaguilar54@yahoo.co.uk

    Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

    Regard,
    Abel Aguilar

  118. We are direct provider for BG/SBLC specifically for lease, at Leasing Price: 5.0% of Face Value plus (0.5+X)% commission fees to brokers,
    Issuance by HSBC Bank London , Barclays Bank London,&AAA Rated Banks

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with

    issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients

    and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved: For further details contact us with the below
    information.
    Thank you
    Muhameed Liasu
    Contact:Muhameed Liasu
    Email:muhameed.sblcbg@gmail.com
    Skype ID: muhameed.sblcbg2

  119. Dear Sir/Ma,
    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.

    We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 1 MIN and Eur 5B MAX (Five Billion USD).
    3. Issuing Bank: HSBC, London or Deutsche Bank Frankfurt or any Top 25 WEB
    4. Age: One Year, One Day
    5. Leasing Price: 5% of Face Value plus 1% commission fees to brokers.
    6. Delivery: SWIFT TO SWIFT.
    7. Payment: MT-103.
    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request.
    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Thank you
    Contact : Mr. Yogesh Asher
    Email: yogesh.lease@gmail.com
    Skype ID: yogesh.lease

  120. Asalam o alaikum:is it islamic loan halal? Pls guide: I am living in dubai: Adnan:

  121. I write to introduce our financial services to you. We are project funder as well as financial lender. This funds are purely earned from private and corporate investment portfolios under our direct jurisdiction. With our group capital fund we can finance your signatory projects and help you to enhance your business plan. Our financial instrument can be used for purchase of good from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to activate credit line to finance you business plan.

    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN} and Confirmable Bank Draft {CBD}, all financial instrument is issued from AAA Rated bank such as HSBC Bank, UBS Zurich, Barclays Bank , Standard Chartered Bank E.T.C.

    We offer a non collateral loan irrespective of your location or race so far you meet our criteria. The financial instrument can be invested into High Yield Investment Trading Program {HYITP) or Private Placement Program (PPP). All bank instrument is for lease and sales from a genuine and reliable source without broker chain / joker broker story or chauffer driven offer.

    Thank you
    Kemal Ekinci
    Contact: kemal.finance75@gmail.com
    Skype ID: kemal.finance

  122. Mohammed Shabnoor

    Please advice a 100 percent Islamic Bank and the department to work in UAE.

    Appreciate a early reply.

  123. Bismillahir rahmanirrahim. assalamualaikum.I am one of your muslim sister.Though you don’t know me but as a muslim sister I want your help.I am very helpless.I am in trouble.Without getting any way I am wanting from you.Please help me.As a rich man you give zakat.Please give me a portion help from your zakat to come out from this trouble.Believe me,I am not disturbing you from my will.In this time I am very help less.My father has been dead.So I can’t say anyone about my trouble.In this world no one want to hear sorrow of anyone.Alllah knows how I am writing to you with my tears.I am requesting to you,please give me a portion of money from your zakat as your wish.Allah has given you so many money and so many rich relatives.Please told them to give me zakat.Though I am not familiar to you but I am a muslim.I can also get zakat.Because we are in debt.Mohammad (s) had told that,”who are in debt can get zakat”.I have nothing that can help me to come out from this debt.I want to die.But I don’t want to loss my akhirat.I did not want something from anyone.In the time of writing this email,I am getting shame,trouble and fear that knows Allah well.I did not write such like thing before that I am writing to you now.If there is any mistake please forgive me.If you help me then I can get rid from this trouble.Though you don’t know who I am but Allah knows that you are helping a helpless.If the rich men of this world help my family then we can get rid from this bad condition and lead a good life.If Allah wants then after getting your help I can also give zakat next year.Please help me.I don’t know English or Arabic.I know Bengali.So I have taken help from other.

    If you want to help me please send zakat in this account>

    account no:1076505400031

    account holder:Atia Khan

    bank:IFIC Bank ltd(Bangladesh)

    branch:Tangail town.

  124. Nigel Cawthonre

    We have direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs which are specifically for lease and sale, our providers deliver in time and precision as Seth forth in the agreement.

    We deliver with time and precision as set forth in our agreement. Our terms and Conditions are reasonable.

    Below is our instrument description.

    DESCRIPTION OF INSTRUMENT:
    Instrument: Bank Guarantee (BG/SBLC).
    Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).

    Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.

    Age: One Year, One Day
    Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures: If you are interested please contact me for us to proceed further

    Regards

    Nigel Cawthorne
    Email: cawthorne.nigel14@gmail.com
    Skype: nigel.cawthorne14
    Phone: +447024091958

  125. To All Beneficiaries,
    We have direct providers of bank instruments which are specifically for lease .We are leaders in the finance industry with track records in closing deals on financial services as related to Loans, Sourcing of funds via Monetizers(Discounting of Bank Instruments), Lease/Sale of Financial Instruments (Fresh Cut BG/SBLC/MTN/Bank Draft/LC),Project Funding, and a lot more for intending investors. We also work with brokers that have serious clients whom are ready to close transactions quickly. Brokers/Financial Consultants commissions are protected and 100% guaranteed.Serious clients should contact via below contact to work out modalities for successful delivery.

    Thank you.
    Admin
    Email:newclearcut_provider@aol.com

  126. BG/SBLC/MTN
    We are direct provider for BG/SBLC specifically for

    lease, at leasing price of (5.0 + 2)% of face value,

    Issuance by HSBC Bank London , Barclays Bank London ,

    Deutsche Bank, BNP Paribas, & AAA Rated Banks in Europe,

    Middle East or USA.
    Our BG/SBLC Financing can help you get your project

    funded, loan financing by providing you with yearly

    renewable leased bank instruments. We work directly with

    issuing bank lease providers, this Instrument can be

    monetized on your behalf for 100% funding: For further

    details contact us with the below information.
    Contact :Benny Newton——
    Skype —–Benny.Newton1
    contact: Benny Newton
    email—–bennynewton12gmail.com
    Intermediaries/Consultants/Bro kers are welcome to bring

    their clients and are 100% protected. In complete

    confidence, we will work together for the benefit of all

    parties involved..

  127. Dear Partner/Associate,

    We offer Legitimately Cash & Asset Backed Financial Instruments on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AND SALE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS
    SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    Kindly contact for genuine inquiries and I can provide you with the needed information.

    Email: vasrath.finservices@gmail.com
    Skype: vasrath.finservices

    Warm Regards
    BHARATH KUMAR VASU
    BROKERS ARE WELCOME & 100% PROTECTED!!

  128. Dear Sir / Madam
    Do you need a loan ?
    Have the Bank deny you credit,
    we are here to help you Financially ,
    all you need to do Now ,
    write to us with your data in the
    form below and return to us via:
    winnerlpanplc@gmail.com,
    to get your instant loan in any amount at any place.

    Borrowers Application Form to be completed and return

    BORROWER’S DATA

    1)Full Name:…………………………………………
    2)Country:………………………………………………
    3)Address:………………………………………………
    4)State:……………………………………………………
    5)Sex:………………………………………………………
    6)Marital Status:…………………………………
    7)Occupation:……………………………………………
    8)Phone Number:………………………………………
    9)Currently position in place of work:
    10)Monthly income:………………………………
    11)Loan Amount Needed:……………………
    12)Loan Duration:…………………………………
    13)Purpose of Loan:……………………………
    14)Religion:………………………………………………
    15)Have you applied before….

    thanks,

    C.E.O Mr Williams

  129. Corporate Taxes: All business structures pay taxes on the income made in that particular business.
    Educating these customers in how to handle their tax affairs
    in the future can save them many thousands of dollars. Every year,
    thousands of vacancies open up in the public sector.

  130. Assalamu alaikum,
    with due respect and honour to each and every prominent scholar on site, i remain saluted to the very good work your doing, may Allah grand Jannatul fil dausi.

    Please I have about three questions, which i want each and every scholars to contribute if possible, because am a student who want to know the solution about this problem, may Allah guide us all.

    i) Binding a promise of Guaranteeing the Return of Principal to Sukuk holder at maturity.

    ii) The Undertaking purchase at the pre-determined price addressing short supply underlying assets Sukuk and representing original principal amount.

    iii) Al-bay al-ina is rejected by majority of scholar despite the fact Malaysian people are practicing. The Sale and lease back product of Sukuk, whether it resembles bay al-wafa or bay’al-ina.

  131. Dear Sir,

    I can deliver leased instruments to Organizations or individuals with
    their preferred text verbiage as been approved by their bankers. We
    also offer sales option to interested buyers. Our terms and procedures
    are so flexible and workable by RWA clients. Our lease rate is
    (5)%+x%. X% IS Lessee broker’s Commission and he determines his
    commission. Also we have facilities to discount BG and Put you into
    PPP Trading.

    Contact me through this
    email:(ak4441996@gmail.com,arjun_kumar002@yahoo.com) or through
    skype: (arjun.kumar409) in other to furnish you with other information.

  132. Appavdoo Reddiar Ramakrishnan

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Email: appavdoreddiarfinance@gmail.com
    Skype ID: raddiasblcleasing

    We allow broker’s chain and our prices are negotiable. We don’t deliver within our jurisdiction only, we deliver to our clients regardless their location. Our working procedures will be sent upon request.

  133. We can deliver Financial service/instruments(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

    For further details contact us with the below information….

    Contact : Mr. Petrovic Dorde
    Email: directmandate@gmail.com
    Skype ID: petrovic.dorde

  134. Syed Mohammed faiz

    Assalamuallaikum regarding My daughter study in medicine 2nd yrs I need scholarship rest yrs tuition fees that is Indian rupees two million Im working Ksa since last month I have no job if your organization help me this matters jazzakallah qair

  135. Are you in need of an urgent loan?
    we offer worldwide loan to who in need of loan the business opportunity you having being looking for is here again. email us now at: mustaphamahmoodfinaid@gmail.com
    LOAN APPLICATION FORM
    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.

    Best Regards.
    Mustapha

  136. We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both those and corporate bodies.

    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email:

    All relevant business information will be provided upon request. If Interested kindly contact me via Email:~
    Contact : Mr. Wong Man
    Email: reliablemandate@gmail.com
    Skype ID: reliablemandate

  137. Am direct to a genuine provider for BG/SBLC specifically for lease,at
    leasing price of 3% + 0.5%+X% of face value,Issuance by HSBC London/Hong Kong or any other Bank in Europe,Middle East or USA.

    Contact : Mr. Kim Sungnyon
    Skype ID: kim.sungnyon
    Email : sungnyon.bgsblc@gmail.com

    All inquires should include the following minimum
    information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

  138. We are specialist in providing direct and geniune provider of BG, SBLC, MTN, CD,LC , Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank). The financial instrument can be invested in High Yield Trading Program or Private Placement Programme (PPP). thus our Bank Guarantee lease , the Direct Bank Guarantee and Indirect Bank Guarantee, which is used as Bid Bond, Payment Guarantees, Letter of Indemnity,Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C.
    We deliver promptly as set forth by our agreement. we have direct contact with the principal, mandate and brokers.
    we ensure unequaled service and will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively

    For further inquiry contact
    E-mail: bgjan.farnholt@gmail.com
    Skype ID: bgjan.farnholt

  139. I’m Mr. Kim Yang of FINANCIAL SERVICES AND BARLEY INVESTMENTS a Madate to a direct provider of fresh cut bank instrument both for sale/ lease,such as BG,SBLC, MTN, Bank Bonds, specifically for lease at leasing price of 6+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options.
    Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments.This Instrument can be monetized on your behalf for 100% funding. We work directly with issuing bank lease providers.
    The Leased Instruments includes: BG’s, Insurance Guarantees, MTN, (SBLC) Standby Letters of Credit and Third Party Guarantees such as a standby forward commitment to purchase or a standby loan. If you are a potential Investor or Principle looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with all the details regarding this services.
    Regards,
    Kim Yang FINANCIAL SERVICES AND SOLUTIONS LIMITED
    Office email: bgsblclcbroker@gmail.com
    Skype ID: kim.yang38

  140. ARE YOU AN INDIVIDUAL BUSINESSMAN OR A BUSINESS ORGANISATION THAT WISHES TO EXPAND IN BUSINESS, WHY NOT SOURCE FOR BG/SBLC FROM WONG MAN BROKERS WHO HAVE BG/SBLC SPECIFICALLY FOR LEASE AT A REASONABLE LEASING PRICE OF FACE VALUE ISSUANCE BY HSBC LONDON/HONGKONG OR ANY 25 TOP AA RATED BANK IN EUROPE, MIDDLE EAST OR USA. WE ALSO SECURE FUNDING PROJECT LOANS FOR 3% APR

    Finally I will assure you of our total commitment to achieving this transaction as I always look forward to doing more business with you in future

    Contact : Mr. Wong Man
    Email: reliablemandate@gmail.com
    Skype ID: reliablemandate

  141. We specialize in Bank Guarantee lease and sales, there are two types of bank guarantee which are Direct Bank Guarantee and Indirect Bank Guarantee. Its used as Bid Bond, Payment Guarantees, Letter of Indemnity, Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.0 + 1)%+x%. X% IS Lessee broker’s Commission and he determines his commission. If interested,
    Email : fdkadvisory@gmail.com
    Skype : fazliq.kader
    Thanks
    Fazliq

  142. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.
    Thank you
    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Contact Email : mandatebgsblclcbroker@gmail.com
    Skype ID: hack.hyung38

  143. Dear Sir,

    I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also
    offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5)%+x%. X% IS
    Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.
    Contact me through this email:(sussane.terry@gmail.com,draftinstruments@yahoo.com,bfstotalsolution@gmail.com) or through
    skype: (alexey.lapshin2) in other to furnish you with other information.
    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Contact Email : mandatebgsblclcbroker@gmail.com
    Skype ID: hack.hyung38

  144. Mr Ronald Rajnesh Gounder

    Sir
    I am direct to a lessor who is capable of delivering BG/SBLC/MTN for lease which can be used in all forms of projects. Our banking instrument are fully cash backed hence can be transferred from one banking co-ordinate to another banking co-ordinate. We can carry out any bank to bank swift in accordance to our working procedures. we deal with the direct principal, brokers and mandate

    With a bank instrument you can establish line of credit with your bank or secure loan for your projects in which our bank instrument will serve a collateral in your bank to fund your project.

    Our leasing fee is 3.0% and brokers commission is (0.5%+x%), My commission is closed at 0.5% on the the lessor side while the X% is the lessee broker’s commission hence the commission can be determined by the lessee broker. There is room for negotiation with our prices

    Mr Ronald Rajnesh Gounder
    Email:grounesh.advisory@outlook.com
    grounesh.advisory1@gmail.com
    Skype:grounesh.advisory

  145. We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both those and corporate bodies.
    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email:
    All relevant business information will be provided upon request. If Interested kindly contact me via Email:~
    Name: Kim.H Yang
    Email: bgsblclcbroker@gmail.com
    Skype: kim.yang38

  146. We specialize in Bank Guarantee lease and sales, there are two types of bank guarantee which are Direct Bank Guarantee and Indirect Bank Guarantee. Its used as Bid Bond, Payment Guarantees, Letter of Indemnity, Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C. We have project funder with cutting edge and group capital fund who can finance your signatory projects and help you to enhance your business plan. Our provider’s financial instrument can be used for purchase of good from any manufacturer irrespective of location. We are mandate to providers who specialized in BG, SBLC MTN, CD, Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank). Intermediaries/ Consultants/ Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.0 + 1)%+x%. X% IS Lessee broker’s Commission and he determines his commission. If interested, contact Mr Fazliq Kader
    Email : fdkadvisory@gmail.com
    Skype : fazliq.kader
    Thank you.
    Fazliq.

  147. Good Day to You Sir/Ma’am,
    We have direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees, MTN, Confirmable Bank Drafts, Standby Letters of Credit (SBLC) and Third Party Guarantees. If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services. Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments. Leased Instruments can be obtained at minimal costs to lessor compared to other banking finance options. This offer is open to both individuals and corporate bodies. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcome. If you are interested in seeking to raise finance for your business/projects in this way
    For further details contact us with the below information Thank you.
    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Contact Email : mandatebgsblclcbroker@gmail.com
    Skype ID: hack.hyung38

  148. Dear Partner/Associate,

    I am a direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments such as BG/SBLC/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Kindly contact for genuine inquiries and I can provide you with the needed information.
    Email: sungnyon.bgsblc@gmail.com
    Skype: kim.sungnyon

    Best Regards

  149. lee youngshik

    We can deliver financial service/instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

    For further details contact us with the below information..

    Contact : Mr.lee youngshik
    Email: leefinance11@gmail.com
    Skype: leefinance11

  150. Nagarajan Mohan

    We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both those and corporate bodies.

    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email:

    All relevant business information will be provided upon request. If Interested kindly contact me via Email:~
    Name: Nagarajan Mohan
    Email: mandatemohan@gmail.com
    Skype: nagarajan.

  151. We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both those and corporate bodies.

    We are RWA ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact us via email:

    All relevant business information will be provided upon request. If Interested kindly contact me via Email:~
    Name: liao huiyi
    Email: liaofinance11@gmail.com
    Skype: liaofinance11

  152. Dear sir,

    We are direct provider for BG/SBLC specifically for lease, at leasing price of (5.0 2)% of face value, insurance by HSBC Bank London, Barclays Bank London, Deutsche Bank, BNP paribas, & AAA Rated Banks in Europe, Middle East or USA.

    Our BG/SBLC Financial can help you get your project funded, Loan financing by providing you with yearly renewable leased bank instrument. We work directly issuing bank lease providers, this instrument can be monetized on your behalf for 100% funding.

    All relevant business information will be provided upon request. If you are interested kindly contact me via.

    Emaıl: umarher.broker@gmail.com
    Skype: umarher.broker

  153. capitalfinancial

    Are you seriously Looking for some real money, Debt Consolidation to fix most of you
    financial bad situation, lets talk we do loan, financing, line of credit , money. refinancing or mortgage, good or bad credit there is a way out, real fast process, money available for private or business need, from private source , contact us with your number for fast result. reply to this emails: [ ] APPLICATION FORM Name: Amount: Duration: Country: Phone Number: Email: Where did you get our loan advertisement: contact us now on Email: capitalfinancial.businbess101@gmail.com

  154. Dear Partner/Associate.

    I am a direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments on Lease and Sale at the best rates and with the most feasible procedures.
    Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding.
    GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AND SALE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

    Kindly contact for genuine inquiries and I can provider you with the needed information.

    With Regards,
    Lopsang Sherpa
    Financial Advisor on Bank Instruments,
    Private Banking and Client Services
    Email: lascapital.investments@gmail.com
    Skype : lascapital.investments

  155. Dear Partners & Associates,

    One of our main businesses is to open Bank Guarantees and Standby Letter of Credit as well as other Financial and Banking Instruments. We issue our Bank Guarantees and Standby Letter of Credit for Lease. we can open Documentary / Deffered / Red Clause Letters of Credit and Guarantees (Bank, Bid or Performance).

    For every transaction we need three things

    1. Lessor (Applicant) -This is our company or entity that will be applying for the Financial Instrument with the Issuing Bank on behalf of the Beneficiary. The delivery of the Financial / Banking Instrument shall be based on the Applicant’s procedures.

    2. Lessee (Beneficiary / Client) – This is the company who have requested the Financial Instrument whether for their own use or third party to receiving the BG/SBLC/DLC/Red Clause LC. The Client / Lessee nominates the Beneficiary of the Bank Instrument.

    3. Underlying Transaction – This is the transaction that exists between the Lessor (Applicant) and the Lessee (Beneficiary). It is the reason for opening the Stand Letter of Credit or Bank Guarantee or Letter of Credit of any kind. The underlying transaction can be for obtaining loans or funding from Banks or Monetizers as well as for the Purchase and Sale of Goods or Services depending on the type of instrument requested.

    Should you have an interest in the Lease of these, kindly inform and we will be glad to share with you our PROCEDURAL TERMS in regards to setting things in motion for an IMPENDING TRANSACTION. Upon the acceptance of your party to work with the Lessor’s Terms, we would have Legal Contract in place for the transaction to be set up between the Applicant and the Beneficiary and the delivery of the Bank Instrument will be in accordance with the Verbiage (Text) chosen by the Beneficiary’s Bank.

    With the Legal Contract set up and the proceedings followed as stipulated in the contract, the eventual transmission of the Instrument via Swift MT199 / MT799 / MT700 / MT760 will be effected within 2 Banking Days after the Contractual Obligations have been completed.

    We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively

    For further inquiry contact
    E-mail: bgjan.farnholt@gmail.com
    Skype ID: bgjan.farnholt

  156. Ronald Rajnesh Gounder

    Sir,

    We can deliver financial services instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once
    transaction is in progress, we ensure we keep you posted on the
    progress of your paper. We also get you connected to the provider for
    personalized service. Instead of stressing yourself out looking for
    financial instrument or company why not let professional like us deliver
    financial instrument to you within the time frame required by you.

    For further details contact us with the below information….
    Mr Ronald Rajnesh Gounder
    Email:grounesh.advisory1@gmail.com
    Skype:grounesh.advisory

  157. Dear Partners & Associates,

    One of our main businesses is to open Bank Guarantees and Standby Letter of Credit as well as other Financial and Banking Instruments. We issue our Bank Guarantees and Standby Letter of Credit for Lease. we can open Documentary / Deffered / Red Clause Letters of Credit and Guarantees (Bank, Bid or Performance).

    For every transaction we need three things

    1. Lessor (Applicant) -This is our company or entity that will be applying for the Financial Instrument with the Issuing Bank on behalf of the Beneficiary. The delivery of the Financial / Banking Instrument shall be based on the Applicant’s procedures.

    2. Lessee (Beneficiary / Client) – This is the company who have requested the Financial Instrument whether for their own use or third party to receiving the BG/SBLC/DLC/Red Clause LC. The Client / Lessee nominates the Beneficiary of the Bank Instrument.

    3. Underlying Transaction – This is the transaction that exists between the Lessor (Applicant) and the Lessee (Beneficiary). It is the reason for opening the Stand Letter of Credit or Bank Guarantee or Letter of Credit of any kind. The underlying transaction can be for obtaining loans or funding from Banks or Monetizers as well as for the Purchase and Sale of Goods or Services depending on the type of instrument requested.

    Should you have an interest in the Lease of these, kindly inform and we will be glad to share with you our PROCEDURAL TERMS in regards to setting things in motion for an IMPENDING TRANSACTION. Upon the acceptance of your party to work with the Lessor’s Terms, we would have Legal Contract in place for the transaction to be set up between the Applicant and the Beneficiary and the delivery of the Bank Instrument will be in accordance with the Verbiage (Text) chosen by the Beneficiary’s Bank.

    With the Legal Contract set up and the proceedings followed as stipulated in the contract, the eventual transmission of the Instrument via Swift MT199 / MT799 / MT700 / MT760 will be effected within 2 Banking Days after the Contractual Obligations have been completed.

    We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively

    For further inquiry contact
    E-mail: bgjan.farnholt@gmail.com
    Skype ID: bgjan.farnholt

  158. Hello, a renter of a commercial building wants to now own the building.
    he asked me if I would lease purchase or give him a long term option or a bond for deed when the price was paid in full. He would give a deposit first and asked for three years to come up with the deposit. once the deposit was paid the parties would enter in to a long term lease to own. can you help us out and let us know how this works under the law…

  159. Dear, Partner/Associate.

    We offer Legitimately Cash & Asset Backed Financial Instruments

    on Lease and Sale at the best rates and with the most feasible

    procedures. Instruments offered can be put in all forms of trade

    and can be monetized or discounted for direct funding.

    We offer certifiable and verifiable bank instruments via Swift

    Transmission from a genuine provider capable of taking up time

    bound transactions.

    Kindly contact for genuine inquiries and I can provide you with

    the needed information.

    Contact:Uktam Mambetov
    Email:uktam.mambrokerage@gmail.com
    skype:uktam.mambrokerage

  160. Greetings to you potential client,We Have Effective and efficient Financial PROVIDER who offer financial instruments such as Fresh Cut Bank Guarantee (BG),
    Standby Letter of Credit (SBLC), Medium Term Note
    (MTN) and Cash loan, which we have specifically for “lease/buy”. These Instruments from our investor can be professionally arranged in your name
    from major banks and institutions. Some of the available banks we have includes : HSBC Bank, Barclays Bank or Deutsche Bank Frankfurt. Our financial
    instrument can be invested into High Yield Investment Trading Program {HYITP) or Private Placement Program (PPP). All bank instruments are for lease and/or
    sale from a genuine and reliable source without broker chain / joker broker story or chauffer driven offer while having your required time frame in mind. Just
    in case you do not know,Please note that Most banks offer SBLC/BG in US Dollars or Euros! Please take note that we strongly support the usage of our leased facilities
    into LARGE initiating and funding project(s) such as Aviation Agriculture Petroleum Mining Telecommunication Construction Project,and other great investment fortune
    etc.if you are serious about this you can contact us VIA EMAIL:MARKGROUPLTD@GMAIL.COM SKYPE ID:MARK.CAPITAL1

  161. Dear Sir
    Good Day,My Name is Khan Asad Ali from Paskitan to all my islamic brothers am direct mandate to the provider of bg/sblc/lc/mtn in Uk,my provider is reliable and geniue We can deliver leased instruments to Organization or individuals, Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects with their preferred text verbiage as been approved by their bankers. We also proffer-sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (3.0 + 1)%+x%. X% 0.5% Lessee broker’s Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading.If Interested

    Thank you
    Mr Khan Asad Ali
    Email:bgmandate.asad@gmail.com
    Skype:bgmandate.ali

  162. Dear Sir/Ma

    I write to introduce our financial services to you. I am a direct mandate to a Financial Institution who is also known as private lender specialized in the Lease of Bank / Financial Instruments in the form of Bank Guarantees (BG), Standby Letter of Credit (SBLC), Documentary Letter of Credit (DLC), Letter of Credit (LC), Performance Bonds (PB), Medium Term Notes (MTN) et al with funds is purely earned from private and corporate investment portfolios without criminal origin.

    We offer these from a genuine and certifiable finance company as the provider hence we are able finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan.

    Our financial instrument can be invested into High Yield Investment Trading Program {HYITP) or Private Placement Program (PPP). All bank instruments are for lease from a genuine and reliable source without broker chain / joker broker story or chauffer driven offer while having your required time frame in mind.
    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

    For further inquiry contact
    E-mail: bgjan.farnholt@gmail.com
    Skype ID: bgjan.farnholt

  163. Dear sir/ma

    We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plan, our financial instrument can be used for purchase of good from any manufacturer irrespective of location. We specialized in BG, SBLC, MTN, CD,LC , Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement Programme (PPP). Please see our instrument description and leasing procedure as follow.
    DESCRIPTION OF INSTRUMENT:
    1. Instrument: Bank Guarantee {BG} /StandBy Letter of Credit{SBLC} (Appendix A)
    2. Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 10B{Maximum}
    3. Issuing Bank: AAA Rated Bank (Prime Bank).
    4. Age: One Year and One Day
    5. Leasing Price: 5.0% + 2% Broker commission
    6. Delivery: S.W.I.F.T MT-760
    7. Payment: MT103 (TT/WT)
    8. Hard Copy: Bonded Courier Service
    We specialize in Bank Guarantee lease and sales, there are two types of bank guarantee which are Direct Bank Guarantee and Indirect Bank Guarantee. Its used as Bid Bond, Payment Guarantees, Letter of Indemnity,
    Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C.
    Intermediaries/Consultants/
    Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.
    Thank you
    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Contact Email : bgsblclease.lim@gmail.com
    Skype ID: w.lim125

  164. Speeckaert Bernard

    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.

    DESCRIPTION OF INSTRUMENT:
    Instrument: Bank Guarantee (BG/SBLC).
    Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).
    Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.
    Age: One Year, One Day
    Leasing Price: 4% of Face Value plus 1% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures.

    Name : Speeckaert Bernard.
    E-mail : speeckaert.bernard@bevanloaninterestpurchaserplc.com
    Skype id : speeckbern47

  165. We have direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees,Confirmable Bank Drafts, Standby Letters of Credit (SBLC) medium term note (MTN) and Third Party Guarantees. which are specifically for sell/lease at leasing price of 4+2% /32+2% for selling price.
    If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services.

    Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG) or Standby Letter of Credit (SBLC)
    2. Total Face Value: Euro/USD 1,000,000.00 – Euro/USD 5,000,000,000.00
    3. Issuing Bank: HSBC Bank London, Barclays Bank London, Deutsche Bank AG Frankfurt etc.
    4. Age: One Year and One Day (With the option of Rolls and Extension)
    5. Leasing Fee: 4% + 1%
    6. Delivery: Bank to Bank Swift MT799 and/or MT760
    7. Payment: MT103
    8. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.

    BELOW IS OUR FCO PROCEDURE

    WE will arrange for a fresh cut BG/SBLC EURO/USD $1million to $5billion in favor of your company with Euro clear access code and block code as well as the ISIN and CUSIP numbers and Common Code of the SBLC from Barclay’s Bank to enable you verify it at a lease cost of 4+2% After which you will transfer Euro cost fee to validate the instrument before it is delivered by swift MT199/MT799 pre-advice and finally via MT760 and the beneficiary is expected to pay 4% lease cost via MT103 to providers funding bank after verifying and authenticating the swift MT760 from issuing bank Barclay’s, hsbc, and deucthe bank etc.
    Contact us for outstanding service, competence & professionalism;

    For all inquires Contact:

    Name: johnson Hatton
    Email: johnsonhatton@gmail.com
    Skype: johnson.hatton007

  166. Dear Sir/Ma

    I am direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and corporate investment portfolios without criminal origin.With the group capital fund which are specifically for lease/sale in form of bank instrument. The Financial institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

    The bank instrument can be use for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to establish line of credit with your bank. We offer Bank Guarantee , all are issue from AAA Rated bank such as Deutsche Bank, HSBC Bank, UBS Zurich, Barclay’s Bank , Standard Chartered Bank E.T.C. For more information, Endeavour to contact me as your convenient time.

    Regards
    Wilfred Quiah
    Contact: wilq.capitalfinance@gmail.com

  167. We are project funder as well as financial lender, We have direct and genuine Provider of banking instruments (BG/SBLC & MTN) with the best workable procedures for lease/buy who is ready, willing and able to deliver. Issuance by top AA rated Bank in Europe, Middle East or USA.

    Our bank instrument can be used in all forms of international projects funding, collateral to seek loan from different banks of choice and can be used to engage into PPP trading. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve.

    For further details contact us with the below information.

    Thank you

    Contact Person: Mr. Reilly M. Joseph
    Email: info.financialassuranceltd@gmail.com
    Skype ID: finance.assurance

  168. Hello sir / ma
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly renewable leased bank
    instruments. We work directly with issuing bank lease providers, this
    Instrument can be monetized on your behalf for 100% funding of face value,
    Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, BNP
    Paribas, & AAA Rated Banks in Europe, Middle East or USA. All relevant
    business information will be provided upon request.
    If Interested kindly
    contact…… Mr.lazzaro ferdinando Email….lease.lazzaro@gmail.com …Skype ID:lease.lazzaro
    Intermediaries/Consultants/Brokers are
    welcome to bring their clients and are 100% protected. In complete
    confidence, we will work together for the benefits of all parties
    involved.

  169. Dear Sir/Ma

    I am direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and corporate investment portfolios without criminal origin.With the group capital fund which are specifically for lease/sale in form of bank instrument. The Financial institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

    The bank instrument can be use for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to establish line of credit with your bank. We offer Bank Guarantee , all are issue from AAA Rated bank such as Deutsche Bank, HSBC Bank, UBS Zurich, Barclay’s Bank , Standard Chartered Bank E.T.C. For more information, Endeavour to contact me as your convenient time.

    Regards
    Charles Martial Lender
    Contact: lendmart.advisory@gmail.com
    Skype: lendmart.advisory

  170. We have a direct genuine provider for BG/ SBLC specifically for lease, at leasing price of 6+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Contact: Mr. Frank Powell
    Email: frankkpowel@live.com
    Telephone: +13033068382

    All inquires to Mr. Frank Powell should include the following minimum information so I can quickly address
    your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

  171. trustcofinanceplc

    We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

    For further details contact us with the below information Thank you.

    Contact Person: Mr. Tommy Champion
    Email: trustco.financeplc@gmail.com
    Skype ID: trustco.financeplc

  172. We offer our financial instrument- lease BG/SBLC for such business covering Aviation, real estate development, oil and gas, bio tech, heavy construction involving dams, irrigation scheme, Hospitality, Foods industry, telecoms, laboratory etc.

    For further details contact us with the below information….

    Contact : Mr. Kuo Chung
    Email: kuo.mandate72@gmail.com
    Skype ID: kuo.mandate72

  173. Asslamamualaikum, is there any halal home loan finance in Bangladesh?pls let me know.
    msalim_78@yahoo.com

  174. Dear Sir/Ma,

    We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 + 0.5 + X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information.

    Contact : Mr. Richard Rana Das
    Email: leasemandate.richdas@gmail.com
    Skype ID: leasemandate.richdas

    Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

    Regard,
    Richard Rana Das

  175. khairunisa binti pungut

    assalamualaikum. i wanna ask a question. in your opinion, should the islamic finance disputes be heard in shariah court? why?

  176. We can deliver financial services instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service.

    Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

    For further details contact us with the below information….

    Contact Email: info.harrisfinance@gmail.com
    skype: Wachjoe.Adjie

  177. Speeckaert Bernard

    We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are

    specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we

    always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into

    trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion

    Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments

    issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank ,

    Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument

    needed, Our Terms and Conditions are reasonable.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding

    for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments,

    such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/

    intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.

    Name : Speeckaert Bernard.
    E-mail : speeckjulesbern@gmail.com
    Skype id : speeckbern47

  178. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

    For further details contact us with the below information Thank you.

    Contact : Mr. SIVAJOTHI GNANATHEEVAM
    Email: leasingmandate@gmail.com
    Skype ID: leasingmandate

  179. Dear Sir hello, I’m a facilitator which partners looking for bank guarantees to buy or pushase, to lease, others looking for PPP, loan And so etc. Sir, hope to read you son….Martin Etoundi

  180. We are direct providers of fresh cut bg, sblc, mtn, bonds and cds which we have specifically for lease. we do not have any broker chain in this offer or get involved in chauffer driven offers. you are at liberty to engage our leased instruments into trade programs as well as in other project(s) such as aviation, agriculture, petroleum, telecommunication, construction of dams, bridges and any other project(s) etc you can use these bank instruments for private placement platforms, commercial loan, business loans, credit lines and much more.

    For further details contact us with the below information….

    Contact : Mr. SIVAJOTHI GNANATHEEVAM
    Email: leasingmandate@gmail.com

  181. Dear Sir/Madam,

    I write to introduce our financial services to you. I am a direct mandate to a Financial Institution who is also known as private lender specialized in the Lease and Sales of Bank / Financial Instruments in the form of Bank Guarantees (BG), Standby Letter of Credit (SBLC), Documentary Letter of Credit (DLC), Letter of Credit (LC), Performance Bonds (PB), Medium Term Notes (MTN) et al with funds is purely earned from private and corporate investment portfolios without criminal origin.

    We offer these from a genuine and certifiable finance company as the provider hence we are able finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan.

    Our financial instrument can be invested into High Yield Investment Trading Program {HYITP) or Private Placement Program (PPP). All bank instruments are for lease and/or sale from a genuine and reliable source without broker chain / joker broker story or chauffer driven offer while having your required time frame in mind.

    We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

    Regards
    Charles Martial Lender
    Email: lendmart.advisory@gmail.com
    Skype:lendmart.advisory

  182. Dear Sir/Ma,

    We have direct providers for BG/SBLC specifically for lease, at leasing price of (0.5 + X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information.

    Contact : Mr. SIVAJOTHI GNANATHEEVAM
    Email: leasingmandate@gmail.com

    Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

    Regard,
    Sivajothi

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